Press Releases

WASHINGTON — Last week, U.S. Senators Tina Smith (D-MN) and Ron Wyden (D-OR) introduced legislation to improve coverage for mental health and substance use disorder care. Specifically, the Behavioral Health Network and Directory Improvement Act would crack down on health insurance tactics of posting incomplete, inaccurate lists of providers – called “ghost networks”— and create stronger enforcement standards to protect those seeking mental health care. “Mental health needs to be treated with the same urgency as physical health, and that means making sure everyone has access to the mental health care they need without unnecessary delays and barriers,” said Sen. Smith. “By law, insurance companies should cover mental health just like they cover physical health, yet they’re still finding ways to dodge compliance and deny coverage to customers. By setting stricter standards and holding insurance companies accountable for inaccurate listings, this legislation will help ensure people have access to the mental health care coverage they deserve.”  “Amid a nationwide mental health crisis, it’s outrageous how common it is for people in need of treatment to find that their health insurance is almost useless when they try to see a mental health provider,” said Sen. Wyden. “In the worst cases these ghost networks are essentially a fraudulent product, but health insurance companies continue to sell those policies for top dollar. In just about any other industry, the customer would be owed a refund. This bill is about closing gaps in federal law and establishing real accountability for health insurance companies that continue to sell these ghost network insurance policies.”  Ghost health care provider networks are providers listed by private insurance companies as