Housing

Senator Smith knows that without a safe, affordable place to live, nothing else in your life works – not your job, your health, your family, or your education.

All Minnesotans deserve access to safe, secure, and stable housing, which is why Sen. Smith is committed to addressing the affordable housing crisis affecting people in communities across the state. Unstable and unsafe housing conditions often upend young people’s ability to learn in school, prevent parents from finding and holding jobs capable of supporting their family, and have long-lasting, negative mental and physical health impacts. Additionally, the COVID-19 pandemic exacerbated the severity of the housing affordability crisis, making an already dire situation worse. To address this, Sen. Smith helped pass the American Rescue Plan in 2021, which provided billions of dollars in emergency rental assistance, homeowner assistance and housing vouchers to keep people sheltered and healthy. She also helped pass the CARES Act in 2020, which provided critical rental assistance to families in need.

Both the CARES Act and American Rescue Plan provided unprecedented but temporary assistance. There’s more work needed to put permanent measures in place, and Sen. Smith is still fighting. As chair of the Subcommittee on Housing, Transportation and Community Development, she’s working to address homelessness, boost the supply of housing, invest in rural and senior housing, and eliminate home health and safety hazards.

While the lack of quality, affordable housing affects everyone. Sen. Smith understands that housing insecurity hits some communities harder than others. Renters are struggling to find units they can afford, homeownership is increasingly out of reach, and homelessness has been on the rise. Black and Indigenous individuals, and other people of color in Minnesota, as well as seniors and veterans, too often bear the brunt of these challenges. As a member of the Senate Committee on Indian Affairs, Sen. Smith has been a champion for addressing the housing inequities that Native Americans and Tribal Nations face. In 2020, two of her bills related to Native housing became law: the Tribal Access to Homeless Assistance Act and the Native American Housing Affordability Act, which make it easier for Tribes to access funds to combat homelessness and secure mortgages on trust lands, respectively.

As we look to the future, Sen. Smith recognizes the importance of supporting improvements in federal housing programs like USDA’s Rural Housing Service, the Native American Housing Assistance and Self-Determination Act, and the Housing Trust Fund. As a member of the Senate Committee on Banking, Housing and Urban Affairs, Sen. Smith has introduced legislation to improve fire safety in homes, support homebuyers in Native communities, and address the legacy of housing discrimination. She will continue to fight for measures like these until they become law because everyone deserves a safe, affordable place to live.

Latest Releases

U.S. Senator Tina Smith and Congresswoman Ocasio-Cortez Introduce Homes Act to Tackle America’s Housing Crisis

WASHINGTON, D.C. – Sen. Tina Smith (D-Minn.), Chair of the Senate Housing, Transportation and Community Development Subcommittee, and Rep. Alexandria Ocasio-Cortez (NY-14) today unveiled legislation that would reimagine housing in America, making a historic and long overdue investment in our housing supply. The bill would help build and preserve as many as 1.3 million homes in small towns, big cities, and rural communities; and help families everywhere find a quality, affordable place to call home.  Smith and Ocasio-Cortez are joined on the legislation by Senators Peter Welch (D-VT) and Jeff Merkley (D-OR) and 34 members in the House of Representatives.  “Without a safe, decent and affordable place to live, nothing in your life works. It becomes nearly impossible to hold a job, go to school, or stay healthy,” said Senator Smith. “Our country is facing a housing crisis, with annual supply falling dramatically behind demand. Our proposal would serve renters, and homebuyers alike, providing millions of Americans in rural and urban communities with more options for a quality, affordable place to call home—with the sense of stability, security, comfort and pride that should come with it. Housing is a human right—this is a bill that meets the urgency of the moment we are in.”   “Every day, we see families grappling with the harsh reality of the housing crisis—skyrocketing rents, evictions, and homelessness—while big banks and Wall Street prioritize profit over people. The Homes Act is our bold response to this crisis, investing $300 billion over the next decade to ensure everyone can access an affordable home,” said Rep. Ocasio-Cortez.  “We

U.S. Senator Tina Smith Urges Justice Department to Address the Use of AI in Wrongful Evictions

MINNEAPOLIS, MN – U.S. Senator Tina Smith (D-Minn.), Chair of the Senate Housing Subcommittee, sent a letter to the Department of Justice urging them to address the use of artificial intelligence (AI) in eviction filings. The letter comes on the heels of a Minnesota lawsuit against a firm whose automated eviction filing system may have violated federal law by enabling them to file thousands of complaints without adequate investigation or accuracy controls, leading to wrongful evictions. Automated tools also allow corporate landlords to file serial evictions as a means of collecting rent, placing significant legal burdens on renters. Minnesota renters have reported paying hundreds of dollars in court fees and still having evictions on their record, making it even harder to repay their late rent or find more affordable housing.   “Evictions have lasting, detrimental impacts on a family’s housing stability and overall well-being. Following an eviction, families are more likely to experience homelessness, a loss of earnings, lower credit scores, hospital visits, and mental-health concerns,” wrote Senator Smith. “While I recognize and appreciate the potential for these technologies to reduce bias, in this application, I remain concerned about a disparate impact of serial eviction filings, along with limited accountability for errors in automated eviction processes and the lack of recourse for tenants. […] I encourage the Civil Rights Division to apply their holistic approach to enforcement, education, interagency coordination, and policy to prevent unfair and erroneous evictions.”  “Eviction actions haunt renters for many years, making it difficult, if not impossible, for them to

U.S. Senator Tina Smith Announces Significant Federal Funding for Tribal Nations and the Native Community in the Twin Cities

WASHINGTON D.C. [1/13/23] –– U.S. Senator Tina Smith (D-Minn.) announced that she helped secure over $8.6 million for Minnesota Tribal Nations and communities in the Twin Cities metro area. These funds will support the Lower Sioux Indian Community, the Leech Lake Band of Ojibwe, the Shakopee Mdewakanton Sioux Community, the Prairie Island Indian Community, the Indian Health Board of Minneapolis, and the Native American Community Clinic. Senator Klobuchar also worked to secure this funding. “For too long, Native communities have experienced negative impacts of federal underinvestment and underfunding of critical services. I’m proud to have worked with Tribal leaders to help

Klobuchar, Smith Secure Significant Federal Funding for Local Projects Benefiting Duluth and North Shore, Including Investments in Aerial Lift Bridge

WASHINGTON – U.S. Senators Amy Klobuchar (D-MN) and Tina Smith (D-MN) announced that they have secured significant federal funding in the Fiscal Year (FY) 2023 federal budget to support local projects benefiting Duluth and the North Shore. These projects will enable critical infrastructure improvements, including modernizing the Aerial Lift Bridge, while expanding housing opportunities and workforce development programs in sectors facing critical shortages.  “From improving the Aerial Lift Bridges to helping students pursue medical training programs, these projects will address key issues impacting Minnesotans on a daily basis. I am proud to have worked with local leaders to secure these

U.S. Senator Tina Smith, Colleagues Call for Review of Realty Company’s Deceptive Listing Agreements

WASHINGTON, D.C. — U.S. Senator Sen. Tina Smith (D-MN), Chair of the Senate Subcommittee on Housing, Transportation, and Urban Development, along with Sen. Sherrod Brown (D-OH), and Sen. Ron Wyden (D-OR), sent a letter to the Federal Trade Commission (FTC) and the Consumer Financial Protection Bureau (CFPB) requesting a review of real estate brokerage firms’ use of exclusive listing agreements. The letter follows several reports of companies like MV Realty misleading families into entering 40-year exclusive listing agreements, which can make it difficult for homeowners to refinance and often result in them losing out on up to three percent of their home’s value when

Senator Smith, Colleagues Question RealPage CEO on Role in Exacerbating Housing Inflation

Washington D.C. – U.S. Senators Tina Smith (D-Minn.), Chair of the Senate Housing, Transportation and Community Development Subcommittee, Elizabeth Warren (D-Mass.), Bernie Sanders (I-Vt.) and Edward J. Markey (D-Mass.) sent a letter to RealPage CEO Dana Jones, expressing concern about RealPage’s algorithmic pricing software, and its role in driving rising rents across the country. This letter follows reporting indicating that the software, YieldStar, may push affordable housing for families further out of reach by “artificially inflating rents and stifling competition,” creating a rent-hike race to the top.  According to a ProPublica investigation, YieldStar, a “software that uses a mysterious algorithm

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